Invest in the future with thematic ETFs
Thematic ETFs let you invest in trends shaping the world — AI, clean energy, healthcare, and more. Learn which themes have real potential and which are overhyped marketing.
10-20%Max portfolio allocation
0.35-0.65%Typical TER range
HigherRisk vs broad market
5+ yrMin holding period
Top Thematic ETFs for Europeans (2026)
🤖 AI & Technology
| ETF | Focus | TER | AUM | Key Holdings |
|---|---|---|---|---|
| XAIX | AI & Big Data | 0.35% | €2B+ | Nvidia, Palantir, Alphabet |
| AIAI | L&G AI | 0.49% | €500M | Nvidia, TSMC, Broadcom |
| RBOT | Automation & Robotics | 0.40% | €3B+ | Intuitive Surgical, Keyence |
🌱 Clean Energy & ESG
| ETF | Focus | TER | AUM | Key Holdings |
|---|---|---|---|---|
| INRG | Global Clean Energy | 0.65% | €4B+ | Solar, wind, hydrogen |
| XESG | MSCI World ESG | 0.20% | €6B+ | Broad ESG screening |
| ECLM | Low Carbon | 0.30% | €1B+ | Low-carbon leaders |
🏥 Healthcare & Biotech
| ETF | Focus | TER | AUM | Key Holdings |
|---|---|---|---|---|
| HEAL | Healthcare Innovation | 0.40% | €1B+ | Biotech + medtech |
| WHEA | MSCI World Healthcare | 0.25% | €3B+ | Broad healthcare |
| BIOT | Pharma Breakthrough | 0.49% | €500M | Drug development pipeline |
⚠️ Thematic ETF Warning
Thematic ETFs are higher risk, higher cost, and often launched after a trend peaks. Keep them to 10-20% of your portfolio maximum. Your core (80-90%) should be broad market ETFs like VWCE. Themes are the satellite, not the core.
Evaluating Thematic ETFs
| Check | Good Sign | Warning Sign |
|---|---|---|
| TER | Under 0.50% | Over 0.70% |
| AUM | Over €500M | Under €100M (closure risk) |
| Launch Date | 3+ years track record | Launched at hype peak |
| Methodology | Clear, transparent index | Marketing-driven selection |
| Holdings | 30-100 companies | Under 20 (concentration risk) |
Free & Interactive
Tools & Calculators
Compound interest, FIRE, DCA, budget planner, and 20+ free calculators to plan your financial future.
📊 Compound
🔥 FIRE
💰 Budget
📈 DCA
Explore Tools →
Step by Step
Guides & Playbooks
From your first investment to early retirement — complete, actionable guides for every financial goal.
🎯 Investing
💳 Budgeting
₿ Crypto
📊 ETFs
Browse Guides →
— Advertise With Us
Put your brand in front of 50,000+ investors
Native placements that feel like recommendations. Newsletter sponsorships, sponsored articles, banners, and directory features.
42% Open Rate
4.8% CTR
50K+ Reach
Newsletter50K+ reach
ArticlesSEO evergreen
BannersSite-wide
DirectoryPriority